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FAQs for Living and Working Overseas:

Written by a former Peace Corps Volunteer living overseas since 1989

The Expat Guy: FAQs for Working and Living Overseas

What about health and medical issues when living overseas?

What if I get sick - or hurt?

Most employers in most countries will provide you with a very basic form of health/medical insurance. 

In some countries, you will become eligible for the national health care system, in others you will belong to a private plan that your employer has purchased for you (or you may pay for a certain percentage of the coverage).

Is the provided coverage adequate/enough?

If you are young and healthy, don't ride a motorcycle or engage in dangerous activities, and don't travel to other countries -  then it probably is.  These type coverages are fine for the occasional cold or semi-serious illness.  But they are often not adequate for long-term or out-of-country coverage, or for any kind of serious or catastrophic illness or injury.  Know that some national health care plans are quite shoddy and you may not want to rely on that system to care for your health.

If you are thinking about living and working overseas long-term, are middle-aged or older, and/or ride a motorcycle - then consider purchasing a good quality policy that you can take with you from country to country.

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Aren't these type policies expensive?

Yes, and no.

What is really expensive is to have a serious medical problem and no, or lousy, coverage.  Yes, you will find that some policies offered by major insurance providers are quite expensive.  But there are some reasonable alternatives. One traditional company that offers "instant quotes" on line is MultiNational Underwriters.  Click on their box to the right - for fast and free online quotes.

Travel Insurance

Travel Insurance is a good option if you want some coverage only while out of the country where you are working - as your work coverage will not usually cover you out of the country, on the way to your job, or on your way home.  And, after all, one reason for choosing to work overseas as a job alternative - is so you can travel.  Check with MNU for help with that as well.



Hotel English

Raise your hand if you'd like to spend your "working" time in a Luxury Resort . . .

Teach English in a 5 Star Resort on a Tropical Island? 

Why not!

The Hotel TEFL eBook has everything you need to teach in Paradise - The BEST way to earn a living Overseas.

The ebook is very useful and I am more confident now when teaching our staff. 

--  Ly Liet Thanh -- Training Director
of FUNSUN Resorts in Vietnam


How to Evaluate TEFL Programs
For when you start teaching English Abroad:
 Here's how to do your TEFL right!



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